Buying a house or building a family? Infertility is expensive!

Today I thought about how lucky I am. I thought about the house we bought last year and how we were financially able to buy the house we wanted. We had been saving the cash for a rainy day for a few years, and a house seemed like a good rainy day investment. But ever since we were diagnosed as infertile we decided that we would probably need to keep that money for future treatments or possible adoption costs instead of a house. We saved that money to spend on growing our family to three. 

Luckily we didn’t need to use that rainy day money. Luckily my insurance covered the three IUIs, various diagnostic tests, surgery, and three IVFs. Luckily the third IVF worked. 

I am lucky. But I shouldn’t have to be lucky, it should be the norm to have infertility diagnostic tests and treatment covered by insurance policies. Being infertile is not a choice. It’s a disease. 

What I can’t get my head round is that companies who DO have coverage for infertility treatment don’t want to talk about it. I was shocked to read that when Resolve wanted to give an award to a fertility friendly company at their annual gala, the charity was turned down by eight different companies-they didn’t want to make it public. How can this be??? Infertility coverage is an amazing benefit and yet these companies didn’t want to celebrate the good they were doing for their employees. We have so far to go in making infertility coverage the norm. 

I am lucky because I got my rainbow baby AND a house. Many people I have met through the IF blogging world don’t get to have both. And sadly, there are even some who don’t get either and walk away with nothing or worse, a huge debt hanging over them.

I haven’t forgotten and I’m not going to forget how lucky I am to have the benefits I have through my work. I won’t stop advocating until infertility coverage becomes the norm.

Does your company include coverage for infertility treatment? If it doesn’t you can write a letter to your HR using a template that Resolve have put together to request coverage…

http://www.resolve.org/family-building-options/insurance_coverage/insurance-coverage-request-letter.html